P S G FINANCIAL SERVICES
Insurance in Bloemfontein

PSG is a leading independent financial services group, with an extensive national footprint and both a Namibian and Mauritian presence. In operation since 1998, we offer a value-orientated approach to our clients' financial needs, from asset and wealth management to insurance. A comprehensive wealth management service for individuals, families or businesses. Local unit trusts, global funds and segregated portfolios for individual and institutional investors. Our business consists of three operating divisions: PSG Wealth, PSG Asset Management and PSG Insure. We embrace the principles of good corporate governance, including accountability, sustainability and transparency. Our leadership team brings a wealth of industry experience and expertise to the business. As a PSG adviser, you have a choice of product providers and share in the ownership of your income stream. The distribution of these particulars is not authorised in any jurisdiction unless they are accompanied by the Fund's most recent annual report and financial statements and, if more recent, its interim report and financial statements. Our funds may not be directly or indirectly offered or sold in the USA or any of its territories or areas subject to its jurisdiction or to or for the benefit of a US person. Copies of the Trust Deed, Investment Advisory Agreement, Administration Agreement and the latest copies of the Scheme Particulars, Supplemental Scheme Particulars and Report & Accounts are available from and may be inspected at the respective offices of the manager and trustee. It is published in good faith with no representation or warranty, expressed or implied by us or any person as to its accuracy or completeness and it should not be relied on as such. Potential investors should be aware that our funds may make investments in equities, bonds, money market instruments and other collective investment schemes on a global basis. Investors should be aware that there is no guarantee that investments bought by the funds will go up. The funds will also invest in currencies other than Sterling and as a result, the value of these investments may be adversely affected by fluctuations in exchange rates. The past performance of the funds is no guide as to future performance. As the price of units and the amount of income distributed or accumulated may go down as well as up, the manager has no obligation to redeem units at the subscription price originally paid. With close to 200 offices throughout South Africa and two in Windhoek, quality advice is at your doorstep.